Payment Options
Private Pay
Even if you have insurance, there are significant advantages for some people when they pay for counseling out-of-pocket. The primary advantage is confidentiality.
If you use your insurance, we are required to provide a diagnosis code. That code becomes a part of your health record. While we are conservative in our diagnoses, it is still better in our view to avoid it if possible. This is especially true in the case of children.
Insurance companies also have the right to session notes and intake information completed by their providers. While we have never had any of them ask us for any of this information, it could happen.
Out of pocket medical costs are, in-part, tax deductible.
Our private pay per office session rates are as follows:
- Intake Session............$125*
- Individual Therapy.......$100
- Couples Therapy..........$115
- Family Therapy.............$125
* See Counseling Intake Form below to obtain a $25 discount on the Initial Intake Session.
Payments are due at the beginning of each session.
Forms of Payment
Payments may be made the following three methods:
- Personal check (made out to Bill Jacobs LPCC),
- Cash
- Credit cards
If clients pay by credit card, we charge $1.00 processing fee for each $30 put on the card.
To make an office appointment go to Office Appointments.
One-Time Discount with Counseling Intake Form
In order to streamline the counseling process, we have a Counseling Intake Form you may fill out before coming in.
To use it, simply download it, print it, fill it out and fax it to our secure fax number.
If you choose to fill out this form, you will save us all a significant amount of in-session time. We offer a one-time $25 discount if you opt to use the online form.
If you do not fill out the Counseling Intake Form, we will fill out an intake form during the first session.
To learn more...
Go from Payment Options to Counseling Intake.
Insurance
We accept the following insurance sources:
- Presbyterian Health Plan
- OptumHealth New Mexico
- Aetna
- Cigna
- United Behavioral Health**
- All Salud programs
If you use your insurance, your co-pay is due at the beginning of each session. Please have checks written prior to the session to save time. We accept checks or cash only.
Because insurance companies do not provide a discount for filling out our counseling intake form, we can't offer a discount for filling it out if you are using your insurance. But it will still help us save time, which will also save you money.
If we are not listed as a preferred provider with your insurance company you might be able to use your insurance if they accept out-of-network providers. Most insurance companies reimburse clients at 50-70% for out-of-network providers. Call your insurance company to learn what they will do for you.
** We have noticed that United Behavior Health is selling policies that require pre-autorization and limited numbers of sessions. These are not usually noted on the insurance card. Consequently, if you want to use UBH, you must bring documentation of pre-authorization and session numbers to your first session. This information may be obtained from UBH.
Go from Payment Options to Counseling Intake Form.
Learn more about Internet Counseling or set up an appointment.
Return to our Albuquerque counseling web site Home Page.
